Pay In Installments with Hisense

Get the best Home Appliances products from Hisense Showroom Tanzania.

The leading company in the sale of high quality of home appliances & electronics - from today it enables all Tanzanian's to buy products of international quality through the *Pay in Installments* system.

The 'Pay in Installments' system is the right solution for the needs of customers who want exclusive Hisense products at affordable prices.

 

Pay in Installments System:

It is an agreement between a consumer and a business where:

> the goods will be paid for over a period of time

> the consumer agrees on a fixed sale price and payment conditions

> the consumer does not take the goods until the payments are fully paid.

 

The *Pay in Installments* system period could be one week, up to 6 months. The business must then hold the goods for that period of time.

 

An agreement is classed as a *Pay in Installments* if:

> the goods are paid for in three or more instalments; or

> the business calls the agreement a *Pay in Installments*, even if the consumer pays in only two instalments.

When a business starts a *Pay in Installments* agreement, a business must ensure the customer knows about the terms and conditions.

 

Agreements must be in writing and should contain:

> what goods are being sold

> how much they cost

> how much deposit the customer paid

> how long the *Pay in Installments* will last (maximum)

> what cancellation and refund policies apply.

 

Payment Method Accepted:

> Pay by Phone (All Networks in Tanzania)

 

*Example of *Pay in Installments* Agreement of 6 months.

Product: Hisense 32 Smart HD TV

Price: 480,000 tshs 

Period: 6 months

 

*Pay in Installments* agreement of 6 months:

480,000 tshs ÷ 6 months = 80,000 tshs 

1. 80,000 tshs

2. 80,000 tshs

3. 80,000 tshs

4. 80,000 tshs

5. 80,000 tshs

6. 80,000 tshs

 

Total= 480,000 tshs

 

Cancelling & Refund Policy for *Pay in Installments* Agreement:

If you (customer) cancel the *Pay in Installments* agreement, we will refund you the money paid but with a deduction of a termination Fee of 15% of the product price.

 

Example:

Hisense 32 Smart HD TV

480,0000 tshs x 15% = 72,000 tshs

 

The termination fee is for storage and administrative costs that apply for *Pay in Installments* agreement.

 

A business is not allowed to break a *Pay in Installments* agreement unless:

> the consumer breaks one of the terms of their agreement; or

> the business closes down; or

> the goods are no longer available for reasons the business can’t control (they can’t choose to remove the goods from sale).

  

Example of *Pay in Installments*

Please request for *Hisense Pay in Installment Pricelist* to decide which product you want.

Once you have decided which product you want, we can go ahead and create the agreement.

 

"HISENSE SHOWROOM" is Registered under Business License "Mars Communications Ltd"
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Pata bidhaa bora kabisa za Vifaa vya Nyumbani kutoka Hisense Showroom Tanzania.

Kampuni inayoongoza kwa uuzaji wa ubora wa juu wa vifaa vya nyumbani na vifaa vya elektroniki - kuanzia leo inawawezesha Watanzania wote kununua bidhaa za ubora wa kimataifa kupitia mfumo wa *Lipa kwa Awamu*.

Mfumo wa 'Lipa kwa Awamu' ndio suluhisho linalofaa kwa mahitaji ya wateja wanaotaka bidhaa za kipekee za Hisense kwa bei nafuu.



Lipa kwa Mfumo wa Mikopo:

Ni makubaliano kati ya mtumiaji na biashara ambapo:

> bidhaa zitalipwa kwa muda

> mtumiaji anakubali bei isiyobadilika ya mauzo na masharti ya malipo

> mlaji hachukui bidhaa hadi malipo yalipwe kikamilifu.



Kipindi cha mfumo wa *Lipa kwa Awamu* kinaweza kuwa wiki moja, hadi miezi 6. Biashara lazima ishikilie bidhaa kwa muda huo.



Makubaliano yamewekwa kama *Lipa kwa Awamu* ikiwa:

> bidhaa hulipwa kwa awamu tatu au zaidi; au

> biashara inayaita makubaliano kuwa *Lipa kwa Awamu*, hata kama mtumiaji atalipa kwa awamu mbili pekee.

Biashara inapoanzisha makubaliano ya *Lipa kwa Awamu*, ni lazima biashara ihakikishe mteja anajua sheria na masharti.



Makubaliano lazima yawe katika maandishi na yawe na:

> ni bidhaa gani zinauzwa

> zinagharimu kiasi gani

> mteja alilipa kiasi gani cha amana

> *Lipa kwa Awamu* itadumu kwa muda gani (kiwango cha juu zaidi)

> ni sera gani za kughairiwa na kurejesha pesa zinazotumika.



Njia ya Malipo Imekubaliwa:

> Lipa kwa Simu (Mitandao Yote Tanzania)



*Mfano wa Makubaliano ya *Lipa kwa Awamu* ya miezi 6.

Bidhaa: Hisense 32 Smart HD TV

Bei: 480,000 tshs

Kipindi: miezi 6



*Mkataba wa *Lipa kwa Awamu* wa miezi 6:

tshs 480,000 ÷ miezi 6 = tshs 80,000

1. 80,000 tshs

2. 80,000 tshs

3. 80,000 tshs

4. 80,000 tshs

5. 80,000 tshs

6. 80,000 tshs



Jumla= 480,000 tshs



Sera ya Kughairi na Kurejesha Pesa kwa Makubaliano ya *Lipa kwa Awamu*:

Ukighairi (mteja) makubaliano ya *Lipa kwa Awamu*, tutarejesha pesa ulizolipa lakini kwa kukatwa Ada ya kusitisha ya 15% ya bei ya bidhaa.



Mfano:

Hisense 32 Smart HD TV

480,0000 tshs x 15% = tshs 72,000



Ada ya kusimamisha kazi ni ya gharama za uhifadhi na usimamizi zinazotumika kwa makubaliano ya *Lipa kwa Awamu*.



Biashara hairuhusiwi kuvunja makubaliano ya *Lipa kwa Awamu* isipokuwa:

> mtumiaji anavunja mojawapo ya masharti ya makubaliano yao; au

> biashara inafungwa; au

> bidhaa hazipatikani tena kwa sababu ambazo biashara haiwezi kudhibiti (haziwezi kuchagua kuondoa bidhaa kwenye mauzo).



Mfano wa *Lipa kwa Awamu*

Tafadhali omba *Hisense Pay in Installment Pricelist* ili kuamua ni bidhaa gani unayotaka.

Baada ya kuamua ni bidhaa gani unayotaka, tunaweza kuendelea na kuunda makubaliano.



"HISENSE SHOWROOM" imesajiliwa chini ya Leseni ya Biashara "Mars Communications Ltd"